AgingOptionsCustodial care is the care you get when you need help with activities of daily living (ADL) such as bathing, dressing etc. The non-medically trained help you get to do these things are not helping you make progress to a state of not ever needing care again. Medicare doesn’t pay for custodial care. It says … Read more
De-risking is the idea that employers with underfunded defined pension plans (such as Ford and General Motors) can reduce their risk exposure by offering employees the option to convert their plan into a lump sum payout. The concept sounds good for business but is it good for you? Jay Sushelsky, a Senior Attorney at the … Read more
It’s important to recognize that not all state laws comport with federal laws and when they do not, it takes a lawyer to get the state back on the right track. A case in point, in 2011, Minnesota passed a law reducing the pay of relative personal care attendants (PCA) to 80 percent of non-relative … Read more
Surely if there are best times to claim Social Security, there must also be worst times and that’s exactly what William Meyer, the author of “Social Security Strategies” claims. He calls those periods of time that you absolutely should avoid applying for benefits rat holes. Surprisingly, Meyer considers 66 years of age to be the … Read more
In the past two weeks Americans have spent more time decrying the supposed death of Twinkies than we have decrying what impacts making products such as Twinkies a part of our regular lives has on our ability to cash in on our greatest asset–our health. We are all living longer but so far we aren’t … Read more
Rajiv Nagaich talks about Concierge medicine a lot on his Saturday morning radio program. Mostly he talks about how people can be much more proactive about an individual’s health by hiring a doctor that isn’t controlled by insurance companies. Concierge doctors don’t wait until you have a heart attack or stroke before ordering tests. They’re available … Read more
Everyone gets targeted by scammers, but scammers target each group differently. Seniors are vulnerable to scams because a larger percentage of seniors are not computer savvy. Scammers are not targeting the 92 year old who makes a living on e-Bay and can program a computer in his sleep. They are targeting the large number of … Read more
Your financial health directly impacts your overall health and is one of the leading causes of stress in America. There are steps you need to take on a regular basis to protect yourself from financial exploitation to stay healthy both financially and physically. If you have access to your banking or credit card information online, … Read more
The Social Security Administration is expanding a program to fast-track disability claims for individuals with serious illnesses such as Lou Gehrig’s disease or early-onset Alzheimer’s. These claims used to take months or even years to process. The program will expand Dec. 6, to include a total of 200 diseases and conditions that with proper documentation … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
