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Sibling rivalry makes caregiving even harder

If you thought sibling rivalry died when the kids left home talk to any senior care provider and whether you’re talking about medical, financial, housing or legal, they’ve got horror stories to set you straight.  Some of it is just what each adult child thinks is the best possible care for their parent(s) but it … Read more

Spousal benefits before full retirement age

Q: I am wondering whether I can access spousal benefits from my husbands record who is full retirement age and I am only 62?  I do have 40 quarters of my own and would like to postpone getting my own benefits. Example:  my husband gets $2000 in benefits.  I know that age 62 I will receive less than … Read more

Family care can reduce the risk of returning to the hospital

Informal caregivers can provide the kind of help necessary to prevent people from needing a return visit to the hospital according to a study in the October-December issue of Advances in Nursing Science.  The study looked at factors that lead to repeated hospital admissions for 1,268 elderly patients receiving home healthcare and found that patients … Read more

Medicare Advantage or Medicare Supplemental-choices, choices, choices

Fall Open Enrollment is here and the deadline is fast approaching for changing your Medicare coverage.  Even if you like your current coverage, it’s important to make sure that the plan you’ve selected still features the benefits you need.  The simplest way to do that is to read your Annual Notice of Change.

However, if you are choosing a plan for the first time or you are handling someone else’s plan for the first time the options can be boggling.  If you are trying to decide on a plan and which option is best for you, you must first understand what the two different plans are and the differences between the two. 

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Medicare officials actively try to dissuade users of poorly performing plans to switch

Some people will keep making bad decisions no matter what is put in place to keep them from doing it.  That’s what Medicare officials are finding when it comes to individuals selecting Medicare Advantage plans according to an article by Kaiser Health News journalist, Susan Jaffe.  It’s open enrollment time again and Medicare officials are pulling out all the stops to encourage the half million beneficiaries that continue to choose one of 26 private poorly performing drug and medical plans to look elsewhere. 

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Boomers look for new ways to optimize Social Security

Social Security’s been around since 1935 but it’s taken this generation of recipients to begin looking at doing something to optimize the way they collect Social Security benefits beyond deciding when to start collecting it.  You can read about one suggestion from Rajiv Nagaich here.  Some new companies have started up to help individuals maximize … Read more

California AGs office looks to pursue criminal charges against nursing homes

Every year an estimated 2.1 million older Americans are reported as victims of abuse and neglect.  Experts estimate that for every case reported, five go unreported.  About 4 percent of the abuse occurs in nursing homes according to the American Psychological Association.  This seems like a small number of cases but consider this: CBS News reported in 2001 that one out of four nursing homes is cited for causing death or serious injury to a resident each year.  

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