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Doctors find a new health claim for apples

They’re high in fiber, will help you lose weight, increase your good cholesterol, decrease your bad cholesterol and now according to a study published online in the Journal of Functional Foods, eating apples every day can reduce hardening of the arteries.  Robert DiSilvestro, professor of human nutrition at Ohio State University and a researcher at … Read more

Be a better healthcare consumer!

Medical notes are required by law but few patients ask to see them and doctors, perhaps fearing an additional time burden and concern about offending or worrying patients, do not make the process of securing the notes easy. However, providing patients with electronic access to their doctors’ notes may have benefits to consumers and doctors … Read more

Hospital re-admittance fines have unintended consequences to seniors’ wallets

Beginning this week, Medicare will fine hospitals that have too many patients readmitted within 30 days of discharge in an attempt to save taxpayers’ money under the new health care law. The penalties are expected to be around $125,000 for each facility. So, how do hospitals avoid the fine?  They do so by choosing to not admit the patient in the first place or by changing their status retroactively before discharge by holding patients under ‘observation status’, with profound consequences for seniors.  

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Weekly Round-Up 7/7/12

Reverse mortgage report: There is an upside to a reverse mortgage, and then there is a down side. The upside it that it can be a godsend to those trying to tap their equity in retirement to make ends meet; the downside is that most people using the reverse mortgage are not doing so for the reasons why … Read more

Weekly Round-Up for 7/7/12

Here is a great video worth watching called The Big Idea In 4 Minutes. It discusses the changing environment we face when considering our Life Plan. It is very much in line with what we promote as well. Take a look and let us know what you think: http://www.theagingamericaproject.com/index.php  

Weekly Round-Up for 6/30/12

Long Term Care Insurance.  Only 10 percent of the elderly have a private long-term care insurance plan, and because coverage under these plans is often limited, only 4 percent of long-term care expenditures are paid by private insurance, while fully one-third of expenditures are paid out-of-pocket.  Long-term care expenditures represent a significant financial risk for … Read more

Maximizing Social Security Benefits for Married Couples

Copyright 2012- Rajiv Nagaich

This is an often overlooked planning opportunity for many retirees who may be in too much of a hurry to start their own benefits. The planning opportunity discussed here is for married couples and not single claimants. This does not mean that there is no planning opportunity for single claimants around social security benefits – indeed there is – but it is limited to timing the benefits.

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