AgingOptionsFrom our earliest days most of us were taught to be generous, especially with those closest to us. But ironically, as we enter retirement and confront the need to be more fiscally cautious, our adult kids and grandkids are just coming into the phase of their lives when financial crises seem to pop up on … Read more
Most people who pay into Social Security work for an employer. Their employer deducts Social Security taxes from their paycheck, matches that contribution, sends taxes to the Internal Revenue Service (IRS), and reports wages to Social Security. However, self-employed people must report their earnings and pay their Social Security taxes directly to the IRS. These … Read more
Some may wonder why we at AgingOptions report fairly frequently on celebrities who pass away leaving chaos in their wake in the form of terrible estate planning. It’s not that we seek to gloat over the fall from grace of the rich and famous. We fully realize that the family members of these famous men … Read more
Most people approaching retirement age probably dream about retiring debt-free. Entering retirement without the burden of debt is certainly the ideal – but if you think it’s the norm, think again. The reality is, about seven out of ten households headed by those in the 65-74 age group are carrying at least some debt load, … Read more
Fall is here, arriving this past week. That means football games, chilly nights, falling leaves, and that other familiar autumn ritual – Medicare open enrollment. Whether you’re completely satisfied with your current coverage or eager to make a change, this is the season when you really need to do your homework and make your choices. … Read more
If you live in an assisted living facility, or have a loved one who does, you’re part of a growing group of Americans – currently about three-quarters of a million – who are healthy enough to live more or less independently but need some help with activities of daily living. This assistance can take the … Read more
By Patrick Young, Educator/Activist Looking for a new home is always a bit stressful. If you’re living with a disability of mobility issues, however, the prospect of searching for a new home can feel overwhelming. Accessible homes can be hard to find, and getting moved in and comfortable can be quite a process as well. … Read more
Disability affects millions of Americans, in one form or another. Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age. Social Security is here to help you and your family, but there are strict criteria for meeting the definition of disability. The definition of disability under Social … Read more
One of the most important legal decisions an older adult can make is to designate someone close to them to act as power of attorney (POA) on their behalf. In choosing a POA, a senior is empowering another person to make both financial and – in many cases – medical decisions on their behalf. It’s … Read more
We recently ran across this article published a few months back on the CNN Money website. Written by retirement expert and well-known money writer Walter Updegrave, the article tackles a question we hear often at our AgingOptions LifePlanning Seminars and on our radio program: What do I do if I’m in my 50s or 60s … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
