AgingOptions, Author at Home

Top Ten Reasons To Consider A Reverse Mortgage

August 6, 2015 by AgingOptions

1. When the homeowner doesn’t need it. One of the most powerful aspects of the FHA HECM is the option of a “stand by” line of credit. For very little cost the reverse mortgage Line of Credit, with its built in growth factor, can create a line of Tax Free funds that in 8 to … Read more

How using Urgent Care might lead to unpaid bills

July 31, 2015 by AgingOptions

Sallyann Johnson considers herself a pretty savvy health care consumer. When she fell and injured her hands and wrists, she didn’t head for an expensive emergency room, choosing an urgent care clinic near her Milwaukee home instead.

Home health agencies ranked using Medicare’s 5-star system. Is it good for you?

July 31, 2015 by AgingOptions

The federal government released on Thursday a new five-star rating system for home health agencies, hoping to bring clarity to a fast-growing but fragmented corner of the medical industry where it’s often difficult to distinguish good from bad.

Burdens on caregivers are almost never anticipated or planned for

July 31, 2015 by AgingOptions

About 40 million people in America care for a family member, neighbor or friend who has limitations in everyday activities. We call these people “family caregivers.” Most of them juggle work and family caregiving responsibilities, which can seriously affect their physical and emotional health. Together, this invisible workforce provides 37 billion hours of care, which the AARP Public Policy Institute values at $470 billion. That’s 470 BILLION dollars. Hard to get your head around that number. But try. Because it is as much as all of Walmart’s sales. And it is the economic contribution of people who are all around you doing what they can for those who need their help. Maybe it’s you.

The 4 steps you need to take if you inherit a brokerage account

July 20, 2015 by AgingOptions

Brokerage accounts allow an individual investor to deposit funds and place investment orders through a licensed brokerage firm. Through a brokerage account, you can buy or sell stocks, bonds, mutual funds, etc. Brokerage firms must abide by strict legal guidelines governing access to account information. The result is that sometimes heirs can’t even see account … Read more

CMS proposes changes to 'two midnight' rule

July 20, 2015 by AgingOptions

In recent years, the Centers for Medicare & Medicaid Services (CMS) cracked down on hospitals for services rendered in a “medically-unnecessary setting,” that is the hospitals were choosing to admit patients as inpatients rather than under observation. CMS responded by penalizing hospitals who admitted patients who should have been under observation first. Hospitals reacted by … Read more

Is a reverse mortgage the right tool for you?

July 20, 2015 by AgingOptions

If you are over 62, you know you are eligible for a reverse mortgage because you can’t turn around without someone telling you that you are. There’s nothing wrong with reverse mortgages as long as you realize they are a tool. Just as a screwdriver isn’t the tool you need when you need to hammer … Read more

Protect your life and your finances with a sense of purpose

July 13, 2015 by AgingOptions

Joseph Taylor earned a Nobel Prize in physics in 1993 for detecting a new kind of pulsar using radio waves. Taylor, who is now 74, retired 10 years ago and he’s still playing around with radio waves but now he’s bouncing them off the moon in a technique known as moon bouncing. When he’s not … Read more

The financial cost of having mom or dad move in

July 13, 2015 by AgingOptions

Thinking about moving Mom or Dad in with you? Often the consideration to do so hinges on Mom or Dad’s poor health or your need for a built in baby sitter for your own children. You may have already considered whether you have enough bathrooms or whether or not you can stand to be in … Read more

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Top Ten Reasons To Consider A Reverse Mortgage

How using Urgent Care might lead to unpaid bills

Home health agencies ranked using Medicare’s 5-star system. Is it good for you?

Burdens on caregivers are almost never anticipated or planned for

The 4 steps you need to take if you inherit a brokerage account

CMS proposes changes to 'two midnight' rule

Is a reverse mortgage the right tool for you?

Protect your life and your finances with a sense of purpose

The financial cost of having mom or dad move in

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