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Understanding the Basics: What Medicaid Covers for Seniors 

Have you ever noticed how, when the topic of Medicare and Medicaid come up, many of your friends seem to get a blank expression on their faces? Despite the fact that tens of millions of Americans are directly affected by these two legacy programs, the level of confusion and disinformation among the general public – … Read more

Traditional Estate Planning Advice Leaves Key Questions Unanswered  

Here at the Blog, we see a great number of articles week in and week out concerning estate planning. Getting our estate planning done properly is an essential component of LifePlanning, which is Rajiv’s term describing his holistic approach to retirement preparedness. But what does “proper” estate planning look like? And why does traditional advice … Read more

Here’s the Scoop About Medicaid Work Requirements Under OBBBA 

Amid all the controversy last summer regarding the crafting and eventual passage of President Trump’s signature piece of legislation, dubbed “One Big Beautiful Bill,” perhaps the most contentious issue concerned proposed new work requirements for those receiving medical coverage through Medicaid. Now we’re getting a clearer picture of just what those requirements entail. While Medicaid … Read more

This Couple Had the Ideal Retirement Plan-Until Dementia Struck

Sometimes here on the Blog, an article truly stops us in our tracks. That was our reaction this week when we read this extremely poignant column in the Wall Steet Journal. It tells the tale of a couple, Glenn and Karen Ruffenach, who had all their retirement plans in place – until Karen’s Alzheimer’s disease diagnosis intervened.  Glenn Ruffenach is no stranger to … Read more

Claiming SS Benefits at Age 62 to Buy Stocks is a Risky Strategy 

These days, people are getting all kinds of advice from so-called influencers on various social media platforms. Investment advice offered by self-styled “experts” is one common example.  This week we read a Wall Street Journal column in which financial writer Jason Zweig takes a look at what the article calls “social media’s latest investing hot take”: claiming Social Security benefits at age 62 … Read more

Planning to Retire and Move Closer to Your Kids? Better Think Twice

It’s no accident that, for many seniors, “retirement” and “relocation” often go hand in hand. As the old cliché has it, retirement is typically thought of as a time to be footloose and fancy free. In other words, it’s that time when you can finally live however and wherever you please.  (Moving in retirement is a frequent topic here on the Blog. For more … Read more

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