Rajiv Nagaich
Have you ever stopped to think that retirement happens in phases? Today we’re considering an article that suggests there are actually four phases of retirement, and each one demands a certain degree of preparation. The idea of phases of retirement makes sense to us, and we think it will resonate with you as well. If … Read more
Finances and dementia might make for good television comedy, but for families dealing with it every day it’s no laughing matter. That’s how nationally-known financial writer Richard Eisenberg begins this recent NextAvenue article about a difficult topic many families know all too well: the effect of cognitive decline on the spending habits of a beloved … Read more
If the idea of mortgages for seniors seems strange to you, that’s understandable. Most people taking out home loans these days are well short of their retirement years, but surprisingly not all. In 2021, buyers 65 and older accounted for roughly one-eighth of all mortgages originated. Whether downsizing, upsizing, moving across town or heading for … Read more
If you receive an inherited IRA from a deceased loved one, you might be celebrating your good fortune. But that windfall comes with strings attached. Unless that IRA happens to be a Roth IRA, you’ll quickly find yourself in the midst of a confusing set of rules about when you need to start taking money … Read more
Cognitive decline is the health condition seniors generally fear the most. The thought of a gradual slide into dementia terrifies many of us, which is why we tend to overreact at every minor mental slip-up. If I’ve misplaced my glasses, does that mean Alzheimer’s disease is lurking just outside the door? Fortunately, the answer is … Read more
Is a reverse mortgage right for you as a source of retirement income? We’ve asked that question many times here on the Blog, and the answer is always the same: “Maybe.” The fact remains that a reverse mortgage isn’t right for everyone, but it might be an excellent option for you – provided you research … Read more
If you’re like most seniors, the thought of moving out of your present home fills you with dread – particularly if you’ve lived there for a decade or three. You might have a strong wish to downsize or to move to a condo or a continuing care retirement community (CCRC), but the prospect of attacking … Read more
This week on the Blog, we’re focusing on in-home health care. If you’ve searched for care options, you’ve probably discovered that, while there’s plenty of information out there, some of it is pretty one-sided. That’s why we were attracted to this resource article from the AARP website. The article offers what we think is a … Read more
Do you have a long-term care plan in place? You’ve heard the old saying a thousand times: if you fail to plan, you’re planning to fail. That’s true in many walks of life, and, as Rajiv Nagaich continually reminds us, it’s especially true in planning for long-term care. If you fail to create a long-term … Read more
Do you truly “love” being a caregiver? For many, the honest answer is “not really.” The work of providing care is often exhausting and thankless. But you can learn a lot about love by being a caregiver. That’s the theme of a powerful, personal article that we came across earlier this year on the NextAvenue … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
