By now we should all be aware that scam artists and fraudsters have no conscience. These bottom-dwellers routinely target the most vulnerable and the most trusting among us, including grandparents, single seniors, and people with the beginning of cognitive decline. Now, thanks to this recent article from the NextAvenue website, we’re reminded of another group of seniors that has … Read more

Are you hoping to age in place – that is, to grow old in your own house, surrounded by the familiar sights and sounds and sensations of home? If you said yes, you’re hardly alone: roughly seven out of eight people 65 and older feel the same. But as Rajiv Nagaich so often reminds us, … Read more

Inflation used to be easier to ignore. It seemed to be a favorite topic of economists, who never stopped warning the public not to overlook the corrosive effects of inflationary pressures on household income and savings. But in more normal times, it was tempting to discount these warnings. After all, with inflation running at a … Read more

Here at AgingOptions and Life Point Law, we totally understand the tendency we all have to procrastinate when faced with something that seems too hard, too time consuming, or too emotionally demanding. It happens to all of us at one time or another. But when it comes to tasks with serious implications – like writing … Read more

If you have long-term care insurance, you’re among a relatively small handful of Americans who have made the decision to purchase this important coverage. Long-term care insurance, sometimes abbreviated LTCI, is controversial in some financial circles. The plans are costly and often complicated, and coverage can be difficult to find since there are far fewer … Read more

Winter may be over and spring in the air, but “emergency season” is a year-round affair. By that we mean that a crisis can intrude into your life just about any time, rain or shine – and just about any place, at home or abroad. You may never have been a Boy Scout, but there’s … Read more

It may seem hard to believe, after you’ve spent decades setting aside funds for retirement, that you could ever have trouble actually allowing yourself one day to spend what you’ve saved. But for many if not most retirees, that’s the core of the problem. The hardest part of retirement is actually not the commitment to … Read more

When many of us were growing up, it seemed there was something absolute about the age of 65. Simply put, that’s when people were expected to retire – period. Some companies even made 65 the mandatory retirement age. These days, however, a growing chorus of voices are asking the question, “Why?” What’s magic about 65? … Read more

What can be done to stop – or slow – the scourge of financial exploitation of seniors? This type of abuse is a national scandal, costing people tens of thousands of dollars, destroying financial security, and leaving victims permanently damaged. Yet the fraud and crimes continue to grow. With that in mind, we think it’s … Read more

Unpaid caregivers tend to have one thing in common: exhaustion. The physical, mental, and emotional demands of providing care to a parent, spouse, relative or friend seem endless, and many caregivers acknowledge that they seldom if ever get a break. If that describes you, then perhaps a service called respite care is one possible answer. … Read more