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Avoiding the Caregiving Crisis: Why Failing to Plan Puts Your Family at Risk 

The old adage reminds us that “those who fail to plan, plan to fail.” This sentiment is undeniably true in the arena of retirement planning. It helps explain a dismal statistic often cited by Rajiv Nagaich: while 90 percent of seniors hope to age in place, only about 30 percent actually live out their lives … Read more

Why Traditional Estate Planning Advice Often Fails Families 

Each week at the Blog, we analyze a high volume of articles regarding the future of your legacy. Mastering your estate plan is a foundational pillar of LifePlanning, the holistic planning approach pioneered by Rajiv Nagaich to ensure total retirement preparedness. While many experts offer guidance, we must ask what a truly effective estate plan … Read more

Addressing the Looming Crisis for Family Caregivers in America

The vital role of family caregivers is often described as the backbone of our nation’s long-term care capacity. However, as the number of people providing this support rises dramatically, these individuals are facing unprecedented financial, emotional, and physical pressures. A study released last year suggests that our current care system is in grave jeopardy due … Read more

Social Security at 62: When Does Early Claiming Make Sense? 

When it comes to a so-called “claiming strategy” for Social Security benefits, there’s no one-size-fits-all recommendation. The sheer number of variables involved makes this a complex decision. It seems to us that the answer to any question related to the timing of Social Security benefits always begins with, “It depends.” Understanding the Social Security Age … Read more

Claiming SS Benefits at Age 62 to Buy Stocks is a Risky Strategy  

These days, people are getting all kinds of advice from so-called influencers on various social media platforms. Investment advice offered by self-styled “experts” is one common example. A few months back, we read a Wall Street Journal column in which financial writer Jason Zweig takes a look at what the article calls “social media’s latest … Read more

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