As we scour the web for articles about retirement and aging to spotlight here on the Blog, one fact quickly becomes clear: retirement will teach us many lessons, whether we like it or not. That was our reaction to this article from GoBankingRates. In this article, first presented here a few months back, contributing reporter … Read more
Congratulations – you’ve retired! So, now what? Millions of baby boomers are crossing the retirement threshold every day, and perhaps you’re one of them. You’ve saved, you’ve invested, you’ve diversified – in short, you’ve done everything a prudent person should do to prepare for this important phase of your life, one that might very likely … Read more
The overall divorce rate may be declining, but the rate of so-called “gray divorce” is on the rise – and that can spell trouble for retirees, especially women. That’s the sad conclusion we drew from this article we read last year in USA Today, written by reporter Daniel de Visé. In some ways, despite what … Read more
There are few things more dangerous to financial peace of mind than out-of-control debt. While that axiom might be true for most of us, it’s especially true for U.S. seniors, the majority of whom enter retirement in precarious financial shape to begin with. Between mortgage payments, car payments, consumer credit, and even student loans, older … Read more
(EDITOR’S NOTE: This is a breaking news story that was announced as this week’s Blog articles were being prepared. We’ll watch for further developments in the coming days.) In yet another high-profile policy reversal, the Social Security Administration has announced an abrupt change in their so-called “clawback policy.” We first brought you this story on … Read more
Social Security is an indispensable part of the economic security of tens of millions of beneficiaries. Politicians of every stripe seem to outdo themselves promising to protect and defend Social Security benefits. For decades the program was referred to as “the third rail of American politics” – touch Social Security and you die. So, if … Read more
If the headlines and news articles are telling an accurate tale, many U.S. seniors are entering their so-called golden years in precarious financial shape. One example: we’ve recently come across a seeming barrage of articles about retirees and debt. It’s an important subject that we’ve written about often, including this article we posted here on … Read more
As seniors do their estate planning, one key question that arises involves how to bequeath individual retirement accounts, or IRAs. While some assets can be passed along to heirs seamlessly, many IRAs are in a much different category in the eyes of Uncle Sam. To make matters more confusing, rules governing IRA inheritance seem to … Read more
Personal coaching – also called life coaching – has become a burgeoning career field in the past few decades. It’s hard to get accurate statistics, but some sources say personal coaching (of all types) is a $4.5 billion industry with (as some report) at least 70,000 practitioners. The actual figures may be far higher. Why … Read more
We’ve written several articles about choosing the right person to serve as your financial POA – your power of attorney. But what if the person a loved one has selected to serve in that capacity is you? If you’re someone’s POA, you’re going to be faced with a host of decisions. Are you managing finances … Read more
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