Sometimes here on the Blog, an article truly stops us in our tracks. That was our reaction this week when we read this extremely poignant column in the Wall Steet Journal. It tells the tale of a couple, Glenn and Karen Ruffenach, who had all their retirement plans in place – until Karen’s Alzheimer’s disease diagnosis intervened. Glenn Ruffenach is no stranger to … Read more
If we were to pick a theme song that exemplifies the baby boomers’ approach to retirement, we would probably choose the Frank Sinatra hit, “I Did It My Way.” Face it, the baby boomers – the oldest of whom is about to turn 80 – don’t want to be told what to do. They prefer to make their own … Read more
Beginning next year, in a pilot program being tested in six states – including Washington State, home to Life Point Law and AgingOptions – people enrolled in traditional Medicare will be faced with the requirement to get advanced approval, called prior authorization, for some procedures. Federal officials will contract with private firms who will use tools driven by … Read more
Are you a wealthy person? Most of us will answer that question based on our own assessment of our finances. For the majority of us, the definition of “wealth” equals one thing: money. But that definition may be far too narrow, and discovering the different types of “wealth” might help us all live happier and more fulfilling lives. We encountered that … Read more
As we read about the political maneuvering and posturing in our nation’s capital, it’s often easy to dismiss all the noise because “it doesn’t affect us.” One case in point involves the cuts to Medicaid that were included in the legislation nicknamed “One Big, Beautiful Bill.” (We wrote about that bill here on the Blog … Read more
Isn’t it ironic how yesterday’s science fiction becomes today’s “science fact”? Technology we once dismissed as too outlandish to be real is now commonplace, from personal computers to the smartphone to driverless cars to artificial intelligence. The lesson seems to be, don’t be too hasty in dismissing notions that might seem far-fetched. Enter the robot … Read more
“Those who fail to plan, plan to fail,” as the old adage reminds us. Certainly, that’s true in the arena of retirement planning. How else to explain the dismal statistic, so often cited by Rajiv Nagaich, that – despite the fact that 90 percent of seniors hope to age in place – only about 30 … Read more
Serving as an unpaid caregiver to a loved one may be “a labor of love” – but it’s also hard work, as anyone who has done it can attest. This is especially true for a growing number of U.S. women in the workforce. Their dual role as both caregiver and an employee is the equivalent … Read more
This week, we’re well into Medicare open enrollment, which continues for the next month or so. While much of the focus is on health coverage – specifically Medigap and Medicare Advantage plans – there’s another vitally important piece of the insurance coverage puzzle that should not be overlooked: your prescription drug plan, referred to in … Read more
For those on Medicare, or just signing up, the open enrollment window is now wide open. As the clock ticks down the days until December 7th, millions will be making important decisions about which plan best suits their individual needs. It can be a daunting task, not because we all have too little information, but … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
