AgingOptionsI’m dating myself here but I remember a time when getting up early to watch Saturday morning cartoons netted you a screen with the station’s call letters and a piercing sound that could wake your parents up (and thus get you grounded from watching cartoons) if you turned on the television before 8 o’clock. Today … Read more
A 2012 study by Cerulli Associates found that 60 percent of investors either did not know how their advisors got paid or thought that the service they offered was free. In fact, there are at least six ways a financial advisor will charge you fees. They are: As a percentage of your account’s value. One … Read more
If you have a high deductible health plan, you can receive tax-preferred treatment of any money you set aside in a Health Savings Accounts (HSAs) to pay for medical costs. HSAs differ from Flexible Spending Arrangements (FSAs) and Health Reimbursement Arrangements (HRAs). (For more on these three types of health spending accounts please see this … Read more
Life doesn’t occur in a bubble. Rarely does a move in one aspect of our lives not affect all the others to some degree or another. Why is it important to consider building strong relationships, creating a purpose for yourself and looking beyond today for your retirement? Because just as staying healthy costs less money … Read more
Here’s a list of long-term effects of laughter. Laughter may: Improve your immune system. Laughter releases neuropeptides which in turn help fight stress and potentially more serious illnesses. Relieve pain. Laughter produces its own natural painkillers and breaks the pain-spasm cycle common to muscle disorders. Increase personal satisfaction. Laughter makes it easier to cope with … Read more
Long Term Care Hospitals (LTCHs) are certified as acute care hospitals for patient with serious medical problems that require intense, special treatment usually for more than 25 days. Each year, Medicare sets thresholds for reimbursement for care based on five-sixths of the expected length of stay for a particular diagnosis. The thresholds vary by diagnosis … Read more
When we think about estate planning, we tend to think of Wills, Powers of Attorney and related documents. But, what about you? If you are incapacitated and unable to speak for yourself, what do you want a caregiver know about your life? Most caregivers will want to do a good job of taking care of … Read more
Many of the articles on this site look at women and aging. One, women live longer. Two, women are more likely to end up in poverty and someone should do something about that. Finally, I’m a woman. I’ve got more skin in this game. Still, if that suggests somehow that men have an easy go … Read more
Reduce your mortality risk from heart disease, cancer and other diseases by 23 percent with one simple food. A Dutch study published in the International Journal of Epidemiology found that eating nuts lowers mortality rates. The study, which looked at 120,852 men and women aged 55 to 69 years old followed study results for participants … Read more
The following refers to Original Medicare. An individual with an Advantage Plan would likely find that the rules for ambulance transportation vary by plan while the costs, rights, protections and choices may be different. Those individuals with an Advantage Plan should read the plan material or call their plan for clarification. Medicare Part B (Medical … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
