AgingOptionsSeniors represent a relatively low victimized age group but they often exhibit the greatest fear of crime. Some of that fear arises from a deeper vulnerability to injury, some to physical ailments such as loss of hearing and/or eyesight as well as chronic conditions that can be debilitating and make it difficult to defend themselves. … Read more
If you have a new college graduate in your life, you may be wondering what gift you can give them that is more meaningful than a Macy’s gift card or a stack of linens. One thing that most American graduates lack is financial understanding. One study conducted by Arkansas State University found that college students … Read more
Most articles talk about survivor’s benefits from the standpoint of a widow or widower but spouses are not the only people who benefit from survivor’s benefits. Losing a family’s breadwinner can take an economic toll on a family’s finances. That loss can pull an older person into poverty, but it can be equally devastating for … Read more
By the time most people get to the point that they consider going to see an elder law attorney, they’ve seen a lawyer for something else like a Will if they have kids or possibly even a Power of Attorney (POA) especially in this area with its high number of military personnel. Maybe they’ve purchased … Read more
A bill introduced in the U.S. House of Representatives in April would change the way income from a community spouse’s annuity is counted for Medicaid eligibility purposes. Rep. Markwayne Mullen (R-Okla.) introduced a section amending Medicaid law that would provide that if the annuity pays income solely in the community spouse’ name, one-half of the … Read more
If you are a living breathing creature, you need exercise. A story I read last week says this, “All seniors know they need exercise…” It’s not that seniors specifically need exercise and everyone else can continue on until they reach a magical age and then exercise. It’s that once you become a senior you need … Read more
Homeownership represents stability in a housing market with vastly fluctuating rent payments. Thanks to the Recession, fewer Americans own homes but amongst the older generations, home ownership remains significantly higher than renting as a housing option. Even if a homeowner’s retirement plan does not include remaining in the same home over time, ownership provides options … Read more
Printer Friendly VersionHave you noticed that your Medicare card carries a familiar number? The ID number on Medicare cards is the same as your Social Security card. Yet, for decades we’ve all been warned to not carry our Social Security number in our wallets. It’s been decades too since writing a check required a Social … Read more
Printer Friendly VersionMultilevel housing, senior housing that takes an independent person or an individual with some assistant living needs and moves with them through a progression of greater and greater physical and/or mental needs, boasts the benefits of never having to move again. What many of those places don’t say is that while you can … Read more
Every day, people leave this firm with documents in hand that leave another person in charge of their health care or finances or transfers title to their property to someone else on their death. While that’s an oversimplification of what occurs in any law office, whether the document is relatively simple or it took hundreds … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
