Manpreet Sehmi
Ask any ten people what the best strategy is for claiming Social Security and you’ll likely get ten different answers. The decision on when to file is filled with what-if scenarios and “on-the-other-hand” arguments. Ultimately, it’s a highly individual decision. The best answer is the one that fully addresses your particular situation and, if you’re … Read more
Dozens of articles appear each week about the challenges of being a caregiver. We’ve shared many of these here on the Blog. But occasionally we encounter an article like this one from NextAvenue that tells a familiar story from a slightly different perspective. Articles like these help us understand the pressures of caregiving with greater … Read more
Is early retirement on your wish list? Millions of workers will answer yes to that question. In this CNBC article from 2022, the younger the worker, the earlier they hoped to retire, from an average planned age of 59 for those under 40 to age 68 for baby boomers, most of whom are no doubt … Read more
A so-called “longevity diet” means just what it says. By switching to a longevity diet – one designed to help your body shed pounds, avoid inflammation, and gain energy and strength – you can add years to your life, and – as the old saying goes – life to your years. So, if that’s true, … Read more
Maybe someday we’ll be able to write an article here on The Blog that describes how financial scams are actually declining, and how fewer seniors are being victimized by financial scam artists. Sadly, though, that say seems a long way off. In fact, the opposite is true: experts say financial scams today are at a … Read more
Caregiver stress is a common topic here on the Blog, for an obvious reason: there are tens of millions of caregivers out there, almost all of whom experience the burden of caregiving in different ways. Either you are a caregiver or you’re connected with one through friendship or family ties. That means someone close to … Read more
Many of us have had this experience in our doctor-patient relationship. During a routine visit, we’ve brought up something we might have read or heard about, only to have our idea dismissed by our physician without so much as a discussion. We end up feeling foolish or frustrated at what seems like professional arrogance from … Read more
Just last week here on the Blog, we brought you an article suggesting that aging in place, while the preferred choice of about 9 out of 10 seniors, might not be right for everyone. This week, we’re bringing you the other side of the coin, in a sense. It’s an article pointing out that the … Read more
If there’s one aspect of retirement that seems to be a constantly-moving target, it’s the topic of RMDs – required minimum distributions. The RMD is Uncle Sam’s way of forcing retirees to start pulling dollars out of those tax-deferred retirement accounts like the 401(k) and 403(b) accounts offered by many employers. The amount of money … Read more
It has been a while since we addressed the topic of reverse mortgages here on the AgingOptions Blog. This type of mortgage, also called an “HECM” (which stands for home equity conversion mortgage), can be a potential game-changer for retirees who need a steady flow of tax-free income. But there are downsides to reverse mortgages … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
