Manpreet SehmiHere at AgingOptions we’re frequently asked for our view of home equity conversion mortgages, or HECMs – more commonly known as reverse mortgages. As the pandemic has upended the plans of many older workers, forcing some to retire before they had planned to, the idea of a reverse mortgage as a way to augment retirement … Read more
It’s no secret that the COVID-19 pandemic has had a global effect on every aspect of human life, but according to this article by Steven Reinberg at HealthDay, the coronavirus is also to blame for a historic drop in length and quality of life in the United States, the first drop on such a scale … Read more
People who smoke pay more for health insurance. People who drive sports cars pay more for car insurance. People who engage in what can be termed high-risk behavior, such as scuba diving or rock climbing, sometimes can’t get insurance at all. If all that’s true, argues the authoritative Kaiser Health News, why shouldn’t people who … Read more
Imagine your retirement. What do you see? Leisure, hobbies, travel, volunteering? The joy of unlimited free time? According to this recent article from NerdWallet, by reporter Liz Weston, most people envision retirement simply as the end of their working life, and so they plan financially based on how many upcoming years of leisure time they … Read more
The last thing anyone wants to be thinking about on that first visit to your aging parents after what seems an interminable pandemic is that they may need more help than you imagined. But according to this article we recently discovered on the Kiplinger website, by nationally-recognized financial planner Kara Duckworth, preparing yourself for that … Read more
Is dying at home overrated? That’s the provocative subtitle from a New York Times article that first came to our attention a few years back. In survey after survey, most Americans say they prefer to die in their own homes, and conventional wisdom says that the familiar environment of home and family is the optimum … Read more
People around the world, and especially here in the Seattle area which is home to AgingOptions, were shocked at the announcement some months back that America’s first couple of philanthropy, Bill and Melinda Gates, were ending their 27-year marriage. Most people assumed that the co-founder of Microsoft and his wife, who together launched the Gates … Read more
Choices can be a true double-edged sword, and no one knows that better than an individual looking for a memory care facility for someone they love. There are so many options out there—and so many criteria to consider—that the decision can feel impossible. In this recent article by Theresa Sullivan Barger, an independent journalist writing … Read more
We’ve all read articles praising the virtues of close friendships. But now, as it turns out, research is demonstrating that even our casual day-to-day connections with people we may barely know can bring important mental and physical benefits for seniors. Many of these casual interactions came to a virtual halt during the pandemic, causing many … Read more
Many articles on retirement and financial planning that we encounter here at AgingOptions have the same theme: money management is inherently complicated, so professional financial guidance is essential. Sometimes those articles get it right. For example, we almost always recommend that people planning for retirement prepare a financial dashboard, something that requires objective help from … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
